Chang & Carlin Legal News

Below is our company's latest legal news and press articles.

Chicago Foreclosure Attorneys Are Being Asked, Is Renting More Profitable Than Buying?23-Feb-2012

With the recent decrease in home values many Americans are left wondering if it would be wiser to re..

Kodak Files Bankruptcy, Chicago Lawyers Fault Advancing Technology15-Feb-2012

Well known camera and film company, Kodak Eastman Co. is in bankruptcy. Their fate is similar to..

The Tribune Pays Bankruptcy Lawyers $231 Million and Bankruptcy Isn't Finalized11-Feb-2012

The Tribune Company is a Chicago based newspaper and television company well known for their own..

Your New Years Resolution Pushes Bankruptcy on a Chicago Snack Brand Hostess23-Jan-2012

Hostess brands are house hold names. Wonder Bread, Twinkies, Ho Hos, Ding Dongs and Sno Balls ar..

Selling A Home With a Tax Lien? Educate Yourself On The Process!20-Jan-2012

For homeowners who have tax liens (http://www.changandcarlin.com/tax-lawyers-chicago) on assets ..

Dreading Filing Your 2011 Taxes? This Year Your IRS Tax Attorney Has 3 Extra Days To File Your Taxes16-Jan-2012

If you pay tax in Chicago (http://www.changandcarlin.com/pay-tax-chicago) and filing your taxes ..

It's Tax Season - Avoiding an IRS Tax Lien Protects From Bankruptcy09-Jan-2012

January marks the start of the New Year. And if you pay tax in Chicago (http://www.changandcarli..

Beware of Offers to Stop Foreclosure That Seem Too Easy - They Are!24-Dec-2011

If you are expecting to be foreclosed upon any offer to end this financial stress and stop forec..

Sweden's Well Known Car Brand Saab Automobile Files For Bankruptcy21-Dec-2011

The Associated Press reported that Sweden's automobile manufacturer Saab has filed for bankruptc..

Cut Costs and Decrease Spending Even During the Holidays15-Dec-2011

The holiday season is upon us but it's not until next month that we will truly feel the effect o..

Groupon Pushes One Business Close To Bankruptcy01-Dec-2011

Groupon has become a household name. Internet shoppers can use Groupon to take advantage of deep..

Stopping Mortgage Payments May Lead To Foreclosure And Eventually A Deficiency Suit24-Nov-2011

Loss of home values and thus equity has put some homeowners in a strange position. They can't se..

Chicago Couple Returns $23,800 That A Chicago Real Estate Attorney Says Was Legally Theirs To Keep18-Nov-2011

Ask any real estate lawyer in Chicago (http://www.changandcarlin.com/real-estate-legal-services) and..

Changes To Refinance Rules May Help Chicago Residents Modify Upside Down Loans14-Nov-2011

One of the biggest problems facing homeowners is that when home values dropped many people were left..

Futuristic Ice Cream Dippin' Dots Files Chapter 11 Bankruptcy But Plans To Stay In Business12-Nov-2011

Dippin' Dots are a staple at America's amusement parks, malls and sports arenas. The sweet treat..

Victims of Robo-Signing May Be Compensated08-Nov-2011

It was reported by the Chicago Tribune (http://www.chicagotribune.com/classified/realestate/foreclos..

When Home Values Fall Homeowners Cannot Refinance 25-Oct-2011

When a home owner falls behind on their mortgage their first instinct is to fight to try and sto..

Upside Down On Your Mortgage? Understand Your Options23-Oct-2011

The Chicago Tribune just reported (http://www.chicagotribune.com/classified/realestate/sc-cons-1..

National Foreclosures Cause An Increase In Renters and Decrease of Homeowners16-Oct-2011

The Chicago Tribune reported (http://www.chicagotribune.com/classified/realestate/foreclosure/ch..

Follow These Tips To Avoid Lowering Your Credit Score11-Oct-2011

Our Chicago bankruptcy lawyers (http://www.changandcarlin.com/) often hear clients talk about ho..

Buying Your First Home? Asking These Questions Now May Help Stop Foreclosure In The Future.25-Sep-2011

If you have never owned real estate before right now could be the perfect time for you to buy. I..

Octomom Fights To Stop Foreclosure24-Sep-2011

The latest in celebrity foreclosures is well known mom of 14 who is often referred to as 'Octomo..

Will Gino's East Buy Giordano's? What Does This Mean For Chicago Pizza?19-Sep-2011

Giordano's pizza chain filed for chapter 11 bankruptcy (http://www.changandcarlin.com/announceme..

Avoid Chapter 7 Chicago Bankruptcy By Ending Your Unemployment - Can Obama Help?08-Sep-2011

Chapter 7 bankruptcy in Chicago (http://www.changandcarlin.com/chapter-7-bankruptcy) is often so..

4 Tips To Make Sure You're Ready For Retirement After Chapter 7 Chicago21-Aug-2011

We spend our lives working, paying bills, and saving for retirement. For people who struggle with de..

You May Be In Debt But How Does Your State Rank In The National Average?18-Aug-2011

Are you holding onto some credit card debt? It does not take long to build debt but it can take much..

If You Can't Stop Foreclosure In Chicago Bank Of America May Opt To Give Your House Away14-Aug-2011

In today's housing market there are more and more empty and run down buildings being foreclosed upon..

Re-Building A Credit Score In 5 Simple Steps06-Aug-2011

Filing for chapter 7 or chapter 13 bankruptcy in Chicago (http://www.changandcarlin.com/chapter-13-b..

Alabama's Jefferson County Bankruptcy Filing Would Double The Filing By Orange County California01-Aug-2011

When debt becomes unmanageable the idea of bankruptcy may begin to cross your mind. You have the opp..

Does The Economy Mean Obama's 2012 Presidential Run Will See Less Chicago Contributions25-Jul-2011

It is customary before a big election like that for the president of the United States that the cand..

An Upscale Mobile Home Park Faces Foreclosure in Chicago. What Will Residents Do?21-Jul-2011

Sunset Village in Glenview is not your ordinary mobile home park. The houses in Sunset Village a..

Struggling to Make Student Loan Payments? These Tips To Repay Your Student Loans Can Help15-Jul-2011

The last thing a recent college graduate wants to do is seek out the services of Chicago bankruptcy ..

Recording Artist R. Kelly Joins The List Of Celebrities Who Have Foreclosed On Their Homes13-Jul-2011

Recording artist R. Kelly is in need of a good foreclosure attorney in Chicago (http://www.changandc..

Proposed Changes To Social Security Make It More Important Than Ever To Avoid Bankruptcy07-Jul-2011

Filing for chapter 7 bankruptcy Chicago (http://www.changandcarlin.com/chapter-7-bankruptcy) means t..

Bankruptcy Can Happen To Anyone! Even One Of the Most Well Known Baseball Teams in the US!03-Jul-2011

The prospect of filing for bankruptcy can be both overwhelming but also embarrassing. With today's e..

Americans Are Deep In Credit Card Debt | Dig Yourself Out Before It Leads To Chapter 7 Chicago24-Jun-2011

In the July 2011 issue of Woman's Day (http://www.womansday.com/In-The-Magazine)it was reported that..

Fewer Homeowners Behind on Their Mortgages Means Less People Need A Foreclosure Attorney in Chicago15-Jun-2011

The Chicago Tribune reported (http://www.chicagotribune.com/classified/realestate/foreclosure/la-fi-..

Some Americans Spend Years Living In Their Home Without Making a Mortgage Payment11-Jun-2011

It is no secret that foreclosures have increased in the past few years. However CNNMoney.com has rep..

Legendary Artist Prince Narrowly Escapes Foreclosure on Minnesota Land05-Jun-2011

The recent increase in foreclosures has affected countless people in the Midwest. One person you may..

Missing a Payment To Your Trustee Could Mean No Discharge in Chapter 13 Chicago23-May-2011

Chapter 13 bankruptcy in Chicago is a privilege that you have to prove you are deserving of. This is..

Mortgage Delinquencies are Highest in Chicago - Can a Foreclosure Attorney In Chicago Help? 17-May-2011

The Chicago Tribune (http://www.chicagotribune.com/classified/realestate/foreclosure/ct-biz-0517-mor..

Giordano's Pizza Chain Files Chapter 11 Bankruptcy in Chicago14-May-2011

When individuals need to file for bankruptcy but still have the means to pay off some of their debt ..

Divorce Can Be Complicated By Chapter 13 Bankruptcy in Chicago08-May-2011

When a couple is suffering with overwhelming financial burdens it can take a toll on their marriage...

What Services Should I Receive From My Chicago Bankruptcy Lawyer?23-Apr-2011

Not all law firms are going to provide you with top notch financial services. When looking for a Chi..

Chapter 7 Bankruptcy Exemptions Protect Debtors Retirement Benefits18-Apr-2011

Many fear chapter 7 bankruptcy (http://www.changandcarlin.com/chapter-7-bankruptcy) because they see..

A Bankruptcy Lawyer in Illinois Can Help Save Your Car From Repossession13-Apr-2011

Some Illinois residents might be surprised to find out that their car can actually be repossessed af..

What Exactly Does a Chicago Real Estate Lawyer Do?05-Apr-2011

Today Chicago real estate lawyers (http://www.changandcarlin.com/real-estate-legal-services) are..

Filing Chapter 13 Bankruptcy in Chicago Can Go Smoothly With Proper Preparation23-Mar-2011

Although your Chicago bankruptcy lawyer (http://www.changandcarlin.com/)will be doing a lot of work ..

Chicago Foreclosure Attorney Can Save Your Home With Loss Mitigation13-Mar-2011

By definition loss mitigation is when someone helps a homeowner prevent foreclosure. Chicago foreclo..

Chicago Chapter 7 Bankruptcy Filers With Incomplete Information May Have Discharge Contested09-Mar-2011

When you file for chapter 7 bankruptcy (http://www.changandcarlin.com/chapter-7-bankruptcy) in Chica..

Chapter 7 Bankruptcy in Chicago Explained in 10 Steps03-Mar-2011

Making the decision to file for chapter 7 bankruptcy in Chicago (http://www.changandcarlin.com/chapt..

Filing Chapter 7 Bankruptcy in Chicago? Why You Shouldn't Do It Alone24-Feb-2011

Chicago bankruptcy Lawyer (http://www.changandcarlin.com/) fees are not inexpensive. Add them to the..

Hiring a Chicago Foreclosure Attorney to Save Your Home May Not Be The Best Choice23-Feb-2011

Illinois provides its residents with ample opportunity to save their homes after the foreclosure pro..

Avoid Foreclosure with The Help Of A Chicago Attorney and Illinois Foreclosure Laws21-Feb-2011

Foreclosure is a very frightening prospect. When finances become tight it may become a challenge to ..

Hire a Chicago Real Estate Attorney Before You Have a Legal Problem17-Feb-2011

Far too many people enter the Chicago real estate market with only a real estate agent by their side..

Considering Hiring a Warrenville Bankruptcy Attorney? Timing is Everything.13-Feb-2011

Like most of America, Warrenville Illinois was not spared from the recent economic hardship that str..

A Great Chicago Bankruptcy Lawyer Won't Encourage You To File Bankruptcy09-Feb-2011

The State of Illinois, including Chicago, has seen a major increase in bankruptcy filings in the pas..

Credit Card Laws May Prevent Many From Needing The Services Of A Chicago Bankruptcy Attorney24-Jan-2011

Credit card debt is extremely common in this country. It is also a frequent cause for someone to fil..

Bankruptcy Act Protects Job Searchers Who Have Filed Chapter 7 Bankruptcy in Chicago21-Jan-2011

Bankruptcy has a strong and colorful history that has shaped the definition we have today. Bankruptc..

Chicago Bankruptcy Trustee Role Differs From Chapter 7 to Chapter 1320-Jan-2011

Every bankruptcy case, despite it being a chapter 7 or chapter 13 case is assigned a trustee. The tr..

Good Credit Scores Can Be Achieved After Chapter 13 Bankruptcy In Chicago12-Jan-2011

Upon filing for bankruptcy (http://www.changandcarlin.com/)and then being discharged of your debts t..

Bankruptcy in Chicago Increased In 2010 Compared to 200910-Jan-2011

It was recenlty reported that 2010 saw the number of bankruptcy filings (http://www.changandcarlin.c..

A Joliet Attorney Can Help If Job Loss Forces You To File Bankruptcy08-Jan-2011

Despite a large business district in Joliet Illinois (http://www.changandcarlin.com/joliet-attorney)..

The Cost of Bankruptcy in Chicago May Be More Then You Think24-Dec-2010

When people are considering bankruptcy their focus is usually on the damage to their credit and ..

Real Estate Law Is Still Important In Chicago's Economic Market23-Dec-2010

The real estate market has suffered in the last couple of years however the economic downturn ha..

Bankruptcy Court in Chicago - Arrive Prepared22-Dec-2010

Everyone understands the general process surrounding bankruptcy court. You hire a bankruptcy att..

Chapter 7 Bankruptcy in Chicago- How It Effects Marriage20-Dec-2010

Filing for chapter 7 bankruptcy (http://www.changandcarlin.com/chapter-7-bankruptcy)can become ..

Chapter 13 Bankruptcy Filings Can Be Changed During The Process18-Dec-2010

There will always be cases where things change after your bankruptcy filing has been put into mo..

Partial Mortgage Payments Will Not Save Your Chicago Home15-Dec-2010

When money gets tight some people assume that if they make a partial payment towards their monthly m..

File Bankruptcy in Chicago & Rebuild Your Credit With a Secured Credit Card09-Dec-2010

When a Chicago resident is discharged of their debt through bankruptcy (http://www.changandcarli..

Move Out of Chicago and Qualify For Chapter 7 Bankrupcy07-Dec-2010

Deciding to file bankruptcy includes the decision of what type of bankruptcy is best for you. So..

Consult a Chicago Real Estate Attorney Early to Avoid Foreclosure25-Nov-2010

There are circumstances under which a real estate attorney (http://www.changandcarlin.com/real-e..

Reaffirm Your Debts And Keep Your Assets When Filing Chapter 7 in Chicago23-Nov-2010

It is common knowledge that chapter 13 bankruptcy (http://www.changandcarlin.com/chapter-13-bank..

The Advantages and Disadvantages of Filing Chapter 13 Bankruptcy in Chicago21-Nov-2010

When filing bankruptcy in Chicago it is important to do your research on which form of bankruptc..

Life After Chapter 7 Bankruptcy: Where Do You Go From Here?18-Nov-2010

Sometimes bankruptcy is simply unavoidable. So once you've accepted that you've had to file for bank..

Economy Causes Businesses to File Chapter 7 Bankruptcy in Chicago17-Nov-2010

It has been said recently that the economy is on an upswing. This is great news for may individuals ..

Top 5 Credit Score Myths12-Nov-2010

Your credit score is very important. It can determine if you are approved for a loan and will help d..

Hiring A Chicago Real Estate Attorney Can Save you From Foreclosure08-Nov-2010

Foreclosure rates in Chicago are on the rise. It is anticipated that 2010 will see a 10%-15% increas..

Debt Solutions to Avoid Bankruptcy in Chicago06-Nov-2010

When debt collectors begin to hound you for late payments it can become very scary. Bankruptcy i..

Mounting Medical Bills May Lead You to a Chicago Bankruptcy Lawyer21-Oct-2010

When the economy is suffering many people are faced with the loss of their job. The current unemploy..

File for Chapter 13 Bankruptcy in Chicago and Save Your Assets19-Oct-2010

For most of us bankruptcy is very confusing and all of the options for filing can be totally overwhe..

Will filing bankruptcy ruin my credit forever?18-Oct-2010

No, it will not. In today’s economy, bankruptcy is becoming a much more frequent occurrence an..

6 Steps to Choosing the Right Chapter 7 Bankruptcy Attorney in Chicago14-Oct-2010

If you are a Chicago resident and considering filing for chapter 7 bankruptcy (http://changandcarlin..

Buying a Home in the Schaumburg Illinois Area? Get a Local Attorney On Your Side.11-Oct-2010

It is a great time to buy a home in the Schaumburg Illinois area but buying a home in any market is ..

The Effect of Filing Spouse Bankruptcy14-Sep-2010

Entering into a marriage is one of the biggest decisions someone can make in their life. Most people..

OA Condo Fees Can Lead to Foreclosure: Protect Yourself11-Sep-2010

Before buying a condo it is important to educate yourself about the association fees that accompany ..

Repair Your Credit Score and Avert Bankruptcy11-Sep-2010

Any creditor will be suspicious when considering loaning you money of any amount. They view you as a..

Considering Filing for Chapter 7 Bankruptcy? What You Need to Know!10-Sep-2010

There comes a time when debt has simply become too overwhelming and chapter 7 bankruptcy (http://cha..

Defend Your Liability Assets Before An Accident Can Occur10-Sep-2010

No one expects that their lawn care person will slip and fall in their driveway and file a major law..

Bankruptcy and Medical Bills Go Hand in Hand11-Aug-2010

According to a recent study published in the American Journal of Medicine, a staggering 61.2 percent..

Illinois Legislation Addresses Employment and Credit Reports11-Aug-2010

In the current economy, there are fewer jobs available and more applicants applying for fewer jobs. ..

Can I Include My Business in Chapter 7 Bankruptcy Filing?08-May-2010

Most likely, yes. While it depends on the way your business is structured (sole proprietorship, LLC,..

How does Repossession Affect Credit?08-May-2010

There tends to be a lot of focus in the news on bankruptcy (http://changandcarlin.com/filing-bankrup..

In Mortgage Trouble? A House Short Sale Might Be the Answer12-Apr-2010

As foreclosure rates are continuing to climb, it appears that there is no relief in sight for homeow..

Ten Things You Should Know About the Fair Debt Collection Practices Act (FDCPA)12-Apr-2010

Everyone gets a little behind on their monthly payments at one time or another. But if you are weeks..

Bankruptcy and Divorce – Which Should Come First?09-Mar-2010

If you feel that your relationship is headed toward divorce and you have significant marital debt, y..

How Does Bankruptcy Affect My Second Mortgage?09-Mar-2010

Many homeowners are in the precarious financial situation where the obligation of their first and se..

Stop Foreclosure in Chicago & Avoid Losing Your Home19-Feb-2010

The quickest way to stop foreclosure in Chicago (/foreclosure-attorney-chicago) and avoid losing you..

How Will Bankruptcy Affect My Job Search?14-Dec-2009

How Will Bankruptcy Affect My Job Search? If you have declared bankruptcy in the past, or are con..

Coming Back Stronger Than Ever - Life After Bankruptcy13-Nov-2009

COMING BACK STRONGER THAN EVER. Declaring bankruptcy does not need to define you or your f..

Facing Foreclosure in Chicago? How Filing for Bankruptcy Could Save Your Home.20-Oct-2009

HOW FILING FOR BANKTRUPTCY COULD SAVE YOUR HOME. With the number home foreclosures expe..

Why File for Chapter 13 Bankruptcy?22-Sep-2009

There are 5 major reasons why people file for Chapter 13 bankruptcy (/chapter_13_bankruptcy..

Top 10 Reasons to File for Chapter 7 Bankruptcy?16-Sep-2009

Is Bankruptcy for me? I am in over my head each month will bills, how can I get a fresh sta..

Discharging Student Loans in Bankruptcy09-Jan-2007

In order to discharge student loans in bankruptcy (/bankruptcy_chicago), you must show the ..